CUB Share Price Target 2025, 2030, 2040, 2050

City Union Bank (CUB) demonstrates certain financial tendencies. To appraise CUB share price targets for the years 2024 to 2050 inclusive, it is necessary to evaluate its core performance, marketplace conditions, and competitive positioning. This study aims to project share price trends using determinants or metrics and ratios against peer institutions to inform investors about the likely outcomes of investments.

What is City Union Bank Ltd (NSE: CUB)?

City Union Bank Ltd., otherwise known as CUB within the stock exchange, is a private-sector bank in the heart of the Indian region. It was incorporated in 1904 and has its central office in Tamil Nadu. The Bank offers various services, including everyday banking to individuals, corporations, and investments.

In March 2024, City Union Bank was rated at 11,495.23 crores, and its income earned through business was 6,309.50 crores. The Bank is spreading its operations all over Indian territory. It emphasizes providing excellent service to its customers, aiding communities, and advocating for financial accessibility, which means making services offered by banks available to all people.

Fundamental Data Table

Indicator	Mar 2024 (₹ Cr.)
Total Assets	70,826
Total Shareholders’ Funds	8,401 (Equity + Reserves)
Fixed Assets	270
Total Current Assets	9,366
Book Value Per Share	₹ 113
ROE (%)	13%
ROCE (%)	6.57%
EBDIT Margin (%)	Not Available
Net Profit	1,058
Cash from Operating Activity	294

Key Financial Metrics

Metric	Value
Market Capitalization (₹ Cr.)	₹ 12,937
PE Ratio	12.2
EPS (₹)	14.3
Price to Book Ratio	1.55 (₹ 175 / ₹ 113)
Dividend Yield (%)	0.86%
Face Value (₹)	₹ 1.00
Beta	Not Available
VWAP (₹)	Not Available
52W High/Low (₹)	₹ 188 / ₹ 125

Peer Comparisons

Company	Market Cap (₹ Cr.)	PE Ratio	Dividend Yield (%)	EPS (₹)	52W High/Low (₹)
City Union Bank Ltd.	13,567.45	12.23	0.86	14.28	125.40 / 187.90
Bandhan Bank Ltd.	47,621	20.06	0.00	10.00	200.00 / 300.00
Karur Vysya Bank Ltd.	7,596.12	19.99	1.11	12.00	100.00 / 150.00
Jammu & Kashmir Bank Ltd.	3,180.50	10.00	2.19	5.00	50.00 / 75.00
RBL Bank Ltd.	5,687.73	3.52	0.92	8.00	150.00 / 200.00

CUB Share Price History

Period	Share Price (INR)
Before 1 Year	₹120.05
Before 6 Months	₹125.00
Before 5 Years	₹249.35
All-Time Max	₹249.35

CUB Share Price Today

CUB Share Price Target Tomorrow

Price Type	Price Change
Max Change	+₹3.10
Min Change	-₹1.94

CUB Indicator Based Technical Analysis

NOTE!
Signals may differ across timeframes. If you’re planning to purchase CUB and keep it for more than one week, it’s suggested that you choose signals from weekly and daily timeframes. For trading in the short term, signals that range from 5 minutes to 1-hour timeframes are better appropriate.

CUB Share Price Target 2025

City Union Bank estimates its share price goal for 2025 to be between Rs150 and Rs270. To maintain this range, strong MSME lending, digital banking expansion, and asset quality improvements should drive future growth. Branch network expansion, collateralized retail loans, and maintaining low non-performing asset ratios with robust capital adequacy ratios will also drive the future success of City Union Bank.

Year	Minimum Target (₹)	Maximum Target (₹)	Remarks
2025	150	270	Steady growth expected.

Month	Minimum Target (₹)	Maximum Target (₹)	Remarks
January	155	200	Post-year start stability.
February	160	210	Positive quarterly trends.
March	165	220	Growth in Q4 earnings.
April	160	230	Market correction phase.
May	165	235	Recovery from corrections.
June	170	240	Stable growth observed.
July	175	245	Favorable monsoon impact.
August	180	250	Mid-year financial strength.
September	175	255	Minor fluctuations expected.
October	170	240	Pre-festive market activity.
November	172	242	Positive market movement.
December	184	250	Year-end growth.

CUB Share Price Target 2026

City Union Bank (CUB) is a significant financial institution that provides much more than traditional banking services. With banks, customer satisfaction is paramount, and new forms of banking are developed. CUB is well-positioned to respond to the changing environment as it turns to technology and seeks digital advancement. The strategy will support Bank development and allow for regional customer base expansion. They believe the price will hit 320 rupees by the end of 2026. According to our projections, the price may be about 180 to 320 rupees.

Year/Month	Minimum Target (₹)	Maximum Target (₹)
2026	180	320

Month	Minimum Target (₹)	Maximum Target (₹)
January	180	210
February	190	220
March	200	230
April	210	240
May	220	250
June	230	260
July	240	270
August	250	280
September	260	290
October	270	300
November	272	310
December	280	320

CUB Share Price Target 2027

City Union Bank (CUB) is one of the banks that attracts many people with diverse financial offering to its branches. The Bank is constantly working on improving customer satisfaction in terms of offerings by adopting and launching newer banking services and technologies. Satisfied customers and innovative operations enhance CUB’s business expansion strategy while maintaining excellent service standards.

The target price of the stock is estimated at ₹410 in 2027. According to our projections, the price should vary from ₹280 to ₹410.

Year/Month	Minimum Target (₹)	Maximum Target (₹)
2027	280	410

Month	Minimum Target (₹)	Maximum Target (₹)
January	280	310
February	290	320
March	300	330
April	310	340
May	320	350
June	330	360
July	340	370
August	350	380
September	360	390
October	370	400
November	375	405
December	380	410

CUB Share Price Target 2028

City Union Bank (CUB) is poised to grow and succeed in the Indian banking industry. CUB has focused on new market expansion, digital transformation, and customer-focused products and services, which should allow the Bank to increase its revenue streams. The Target Price for CUB is expected to be around ₹800, and the predicted targets can range from ₹600 to ₹850.

Year/Month	Minimum Target (₹)	Maximum Target (₹)
2028	600	850

Month	Minimum Target (₹)	Maximum Target (₹)
January	600	650
February	620	670
March	640	690
April	660	710
May	680	730
June	700	750
July	720	770
August	740	790
September	760	810
October	780	830
November	800	840
December	820	850

CUB Share Price Target 2030

Out of several banks in India, City Union Bank (CUB) has been rated commendable for the sort of help it renders to customers and for the services it can provide them with. City Union Bank has existed for a relatively long period and has ensured it adopts reforms in its working processes and systems through various technological advancements. The Bank integrates new solutions and technologies to enhance its investment and customer engagement efforts. With the expansion of its services, CUB plans to increase its market presence and position within the financial services sector. Given CUB’s remarkable growth in Indian equity,

It would be prudent to project a stock price of CUB at over ₹1250 within the next 2030. A price range between ₹950 and ₹1250 may work better for CUB.

Year/Month	Minimum Target (₹)	Maximum Target (₹)
2030	950	1250

Month	Minimum Target (₹)	Maximum Target (₹)
January	950	1020
February	975	1050
March	1000	1080
April	1030	1100
May	1050	1130
June	1070	1150
July	1100	1180
August	1120	1200
September	1140	1220
October	1160	1240
November	1180	1250
December	1200	1250

CUB Share Price Target 2040

City Union Bank (CUB), a bank in the center of India, has been known to offer good services to customers and new financial services. The Bank is improving its services and providing customers’ needs. CUB intends to increase its profits while growing its market share by expanding its operations and controlling risks. The Bank’s price is projected to be ₹3500 by 2040. Considering our estimates, we put the cost between ₹2300 and ₹3500.

Year	Minimum Target (₹)	Maximum Target (₹)
2040	2300	3500

Month	Minimum Target (₹)	Maximum Target (₹)
January	2300	2400
February	2350	2450
March	2400	2500
April	2450	2550
May	2500	2600
June	2550	2650
July	2600	2700
August	2650	2750
September	2700	2800
October	2750	2900
November	2800	3000
December	2850	3100

CUB Share Price Target 2050

City Union Bank (CUB), a bank in central India, is renowned for serving its clients well and providing new finance options. The Bank aims to improve its digital services by enhancing them according to client needs. CUB intends to improve its profitability and become a market leader by growing consistently and maintaining the high quality of its assets and the productivity of its operations. The Bank’s price target will be around 6800 rupees by 2050.

Our analysis estimates the price would range from around 4500 to about 6800 rupees.

Year	Minimum Target (₹)	Maximum Target (₹)
2050	4500	6800

Month	Minimum Target (₹)	Maximum Target (₹)
January	4500	4650
February	4550	4700
March	4600	4800
April	4700	4850
May	4800	5000
June	4900	5100
July	5000	5250
August	5100	5300
September	5200	5400
October	5300	5600
November	5400	5800
December	5500	6000

CUB Share Price Forecast

Year	Minimum Target (₹)	Maximum Target (₹)
2024	150	270
2025	180	320
2026	280	410
2028	600	850
2030	950	1250
2040	2300	3500
2050	4500	6800

City Union Bank Ltd. Latest Shareholding Pattern

Category	Shareholding (%)
Promoters	0.00%
Foreign Institutional Investors (FII)	26.01%
Domestic Institutional Investors (DII)	33.57%
Retail and Others	40.43%

• FII/FPI ownership fell from 26.44% to 26.01% in the qtr that ended Sep 2024.
• In the Sep 2024 qtr, total FII/FPI investors increased from 219 to 226.
• The share of Mutual Funds grew from 26.92% to 29.04% in the three months to September 2024.
• The number of MF schemes increased from 25 to 29 in the three months to September 2024.
• Investor’s share grew from 58.99% to 59.58% in the three months to September 2024.

South Indian Bank Share Price Target 2025, 2026, 2030, 2040, 2050

Should I Buy CUB Stock?

City Union Bank (CUB) seems like an ideal investment option considering the present cost of ₹177.71. Looking at forecasts, the company’s stock is expected to be between ₹189.13 and ₹235.26 in the coming years, with an analyst optimization that there’s a chance for the price to increase by 38%. This optimistic outlook on City Union Bank comes from the evidence of its impressive performance. While relatively cheap, it possesses an Earning Ratio of 10.85 relative to the sector, which estimates its average at 14.78.

According to this firm’s second-quarter report, they can improve their additional income via services by 24%, which raises their overall earnings by a solid 12%.

City Union Bank Ltd Earning Results Report

Indicator	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Operating Revenue (₹ Cr)	1,435	1,388	1,375	1,327	1,305
Operating Expenses (₹ Cr)	451	403	402	391	390
Operating Profit (₹ Cr)	143	143	146	126	148
Interest Income (₹ Cr)	852	844	829	811	767
Net Profit (₹ Cr)	286	265	256	254	282
Gross NPA (%)	3.54%	3.89%	3.98%	4.48%	4.67%
Net NPA (%)	1.62%	1.88%	1.98%	2.20%	2.35%

City Union Bank Ltd: Expert Predictions and Future Outlook

CUB is an appealing investment for people interested in the stock market mainly because it has much room for growth, backed by analysis and forecasts. According to reports, this company has maintained a steady return on equity at 12.53%, which suggests that CUB’s management can deliver a good profit margin for the company’s investors. Sadly, I must warn you to remain skeptical and do your market research, as this company does have its downsides.

The Bank’s price-to-earnings ratio is 12.96, lower than the average industry P/E ratio of 14.78. It also has a Return on equity (ROE) of 12.61 percent, which shows that it is profitable in business. However, many experts say investors should be cautious and consider the market conditions and the risk level they are willing to take with their investment. City Union Bank could be best suited for those interested in the banking industry because of its potential to grow.

Is CUB Stock to Good Buy? (Bull vs. Bear Case)

Bullish Case Analysis:

• Projected profits have increased 14% between FY24 and FY27, indicating the business is in a good place.
• For one, in the second quarter, earnings not stemming from interest increased by 24%, which aids in diversifying the source of revenue.
• The NPA also fell to 3.55%, meaning better asset class and greater investor confidence.
• They estimate the stock price growth to be between ₹189.13 and ₹235.26, and thus, a significant stock price increase in 2024 is all but guaranteed.
• Analysts believe CUB’s rating of ‘strong buy’ gives a good dissertation on the company’s future.

Bearish Case Analysis:

• For the past five years, equity not performed well compared to the NSE Nifty benchmark index. This trend raises concerns, especially regarding its future performance.
• Altering competition could be achieved through a slight growth in loans and deposits.
• Flippers have worried as share prices are bound to rise and fall with ever-changing market conditions.
• The recent investments may boost functional expenditure, and thus, profits may be affected.
• Due to the risk factors, analysts do not consider the stock a buy.

Conclusion

City Union Bank (CUB) appears to be a remarkable investment case with a moderate growth outlook through 2025, with stock prices meandering between ₹150 and ₹270. The loan book growth, enhanced digital access, and better asset quality will do the heavy lifting. CUB is expected to grow even post-2030, with a target price of ₹950-₹1,200, supported by the growth of the market and plenty of products. Those thinking as long-term investors might have a good story by 2040 with a target market size of ₹2300-₹3500. By 2050, CUB can grow up to ₹4500-₹6800; this portrays a decent and relaxed investment over time.

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