The Indian Railway Finance Corporation (IRFC) forms an integral part of the Indian financial system, particularly assisting in expanding Indian Railways. Forecasting future share price forecasts for IRFC is crucial as it enables investors to strategize accordingly regarding their portfolios. This time around, we chronologically look into the IRFC share price target for 2025 to 2050 and mention experts’ opinions, trends, and other factors likely to affect its price.
The Indian Railway Finance Corporation (IRFC) is a public sector company and a specially-designed finance arm that is part of Indian Railways. It was established in 1986. The primary function is to raise money to finance rail infrastructure projects, rolling stock acquisitions, and other rail-related requirements.
Its financing model for IRFC is vital in expanding and modernizing India’s rail network. By providing long-term finance at competitive rates, IRFC ensures that it is inevitable that Indian Railways will have the resources to reach its strategic objectives.
IRFC Stock Analysis
Being a state-owned entity, IRFC offers a safe and secure investment opportunity. Shares of the corporation have drawn interest from retail and institutional investors alike because of its mission’s steady growth and significance.
Company Overview
Attribute
Details
Company Name
Indian Railway Finance Corporation Ltd (IRFC)
Founded
1986
Industry
Finance – Infrastructure Lending
Classification
Mini Ratna I, Schedule ‘A’ Public Sector Enterprise
Regulatory Status
Systemically Important Non-Deposit Taking NBFC & Infrastructure Finance Company
Promoter Holding
86.36%
Listing Date
January 2021
Fundamental Data Table
Metric
Value
Market Capitalization
₹1,96,485 Cr
Current Price
₹150
High / Low
₹229 / ₹99.6
Stock P/E
30.2
Book Value
₹39.4
Dividend Yield
1.00%
Return on Capital Employed (ROCE)
5.73%
Return on Equity (ROE)
13.7%
Face Value
₹10.0
Industry P/E
30.2
Net Cash Flow (Previous Year)
₹56.2 Cr
Profit Before Tax (Quarterly)
₹1,613 Cr
Earnings Per Share (EPS)
₹4.98
Promoter Holding
86.36%
PEG Ratio
1.30
Net Profit (TTM)
₹6,506 Cr
Debt
₹4,03,111 Cr
Dividend Last Year
₹1,960 Cr
Current Liabilities
₹36,164 Cr
Current Assets
₹4,78,336 Cr
Debt-to-Equity
7.83
Price-to-Book Value
3.82
Graham Number
₹66.4
Key Financial Metric
Metric
Value
Sales (TTM)
₹26,875 Cr
Operating Profit (TTM)
₹26,735 Cr
Net Profit (TTM)
₹6,506 Cr
Earnings Per Share (EPS)
₹4.98
Compounded Sales Growth (5 Years)
19%
Compounded Profit Growth (5 Years)
23%
Stock Price CAGR (5 Years)
87%
Return on Equity (ROE) – 5 Years
14%
Debt
₹4,03,111 Cr
Cash from Operating Activity (TTM)
₹7,914 Cr
Dividend Payout
₹1,960 Cr
Promoter Shareholding
86.36%
Peer Comparisons
Company
P/E Ratio
Market Cap (₹ Cr)
ROE (%)
Dividend Yield (%)
Revenue (₹ Cr)
Net Profit (₹ Cr)
IRFC
30.2
1,96,485
13.7
1.00
26,875
6,506
Power Finance Corp.
6.98
1,47,943
16.2
3.01
25,721
7,215
REC Ltd
8.94
1,33,122
15.9
3.16
13,682
4,037
Indian Renewable Energy Development Agency (IREDA)
The Indian Railway Finance Corporation (IRFC) price of shares reflects its significant role in financing Indian Railways. Investors monitor the company closely to ensure its stability and growth prospects. The IRFC’s steady performance and the government’s backing make it a solid alternative for anyone looking to make a secure and dependable investment within the rail industry. Check live IRFC share price here:
The IRFC share price to be set for tomorrow depends on market trends, investors’ market sentiment, and other economic aspects. Due to its robust fundamentals and public support, IRFC remains a key investment to watch. Investors need to keep an eye on developments in the rail industry, news about infrastructure upgrades, and trade volumes to determine the potential for changes in the price.
NOTE! Signals may differ across timeframes. If you’re planning to purchase IRFC and keep it for more than one week, it’s suggested that you choose signals from weekly and daily timeframes. For trading in the short term, signals that range from 5 minutes to 1-hour timeframes are better appropriate.
In 2025, the IRFC share price 2025 could fluctuate between Rs140 to Rs226 because of various factors. Since it is a state-owned entity, the IRFC’s stability and participation in financing Indian Railways projects contribute to its stable success. In addition, variables like economic trends, government policy decisions, and infrastructure investments influence the price of its shares. With a steady increase in its earnings and a high dividend, the stock of IRFC remains a desirable option for those who want to save over time.
Year
Minimum Target (₹)
Maximum Target (₹)
Remarks
2025
140
226
Stable growth driven by infrastructure projects and government support.
Month
Minimum Target (₹)
Maximum Target (₹)
Remarks
January
140
176
Market stabilization, gradual rise.
February
142
179
Slight improvement as sentiment recovers.
March
145
182
Positive outlook from railway projects.
April
139
189
Possible dip due to market conditions.
May
146
194
Growth from stable financials.
June
154
195
Gains from ongoing projects.
July
157
197
Market adjusts to new rail sector plans.
August
142
203
Price surge from new government projects.
September
147
207
Steady growth, minor fluctuations.
October
158
212
Growth driven by infrastructure focus.
November
164
217
Price rises as optimism builds.
December
168
220
Year-end gains as projects progress.
Irfc Share Price Target 2026
The share price for IRFC by 2026 is anticipated to be between Rs150 and around Rs275 because of the substantial expansion of India’s rail infrastructure projects, supported by constant public support and investments. Its emphasis on growing the leasing and lending operations allows it to be a stable company for the long term and profit. When the demand for rail transportation rises, and new developments exist, IRFC’s sturdy financial position and strategic efforts provide a solid choice for investors seeking steady growth for the coming year.
Year
Minimum Target (₹)
Maximum Target (₹)
2026
150
275
Month
Minimum Target (₹)
Maximum Target (₹)
January
150
190
February
152
195
March
155
200
April
150
210
May
157
215
June
165
220
July
168
225
August
155
230
September
160
235
October
170
245
November
178
260
December
185
275
IRFC Share Price Target 2030
In 2030, IRFC is poised for significant growth due to the growing infrastructure for rail in India and government-backed initiatives. In the ongoing modernization of the railway network and increasing expenditures in passenger and freight services, IRFC’s financials will likely improve. When India’s rail system expands and becomes more efficient, the role of IRFC becomes increasingly essential, pushing its share price to between Rs600 and Rs900. This steady increase indicates IRFC’s future potential within India’s changing transportation landscape.
Year
Minimum Target (₹)
Maximum Target (₹)
2030
600
900
Month
Minimum Price (₹)
Maximum Price (₹)
January
600
630
February
610
640
March
620
650
April
630
670
May
640
690
June
650
710
July
660
730
August
670
750
September
680
770
October
690
790
November
700
810
December
710
900
IRFC Share Price Target 2040
In 2040, the growth of IRFC will be considerably influenced by the ongoing development of infrastructure in India and the expansion of railway networks. Through ongoing government initiatives like Dedicated Freight Corridors and increasing urbanization rates, IRFC will be crucial in financing rail projects. The company is investing in a long-term contract, and its robust portfolio of assets and value is likely to increase between Rs1500 and Rs2000. The IRFC’s role is crucial in shaping India’s transport infrastructure in the coming decade.
Year
Minimum Target (₹)
Maximum Target (₹)
2040
1500
2000
Month
Minimum Target (₹)
Maximum Target (₹)
January
1500
1570
February
1520
1600
March
1550
1620
April
1570
1650
May
1600
1680
June
1620
1700
July
1650
1730
August
1670
1750
September
1700
1780
October
1730
1800
November
1750
1850
December
1800
2000
IRFC Share Price Target 2050
In the year 2050, IRFC will experience significant growth caused by the changing needs of India’s infrastructure and transportation demands. Its focus on funding major railway projects of a large scale, along with its role in modernizing the railway network, can boost its financial viability. The rapid expansion of high-speed trains and urban rail infrastructure will be crucial in supporting these projects. This means that its stock price could rise to the range of Rs3000-4000, indicating an entire decade of continuous growth and strategic investments into India’s future railway.
Year
Minimum Target (₹)
Maximum Target (₹)
2050
3000
4000
Month
Minimum Target (₹)
Maximum Target (₹)
January
3000
3150
February
3050
3200
March
3100
3250
April
3150
3300
May
3200
3350
June
3250
3400
July
3300
3450
August
3350
3500
September
3400
3550
October
3450
3600
November
3500
3750
December
3550
4000
Irfc Share Price forecast
Year
Minimum Target (₹)
Maximum Target (₹)
2025
140
226
2026
150
275
2030
600
900
2040
1500
2000
2050
3000
4000
Future share price expectations for IRFC indicate a significant growth in infrastructure in India, especially railways. In addition to increasing government investments, the IRFC’s role in financing rail projects will make it successful over the long term. The IRFC’s revenue by 2025 is anticipated to range between Rs140 and Rs226, which will be a significant growth opportunity over the next few decades.
Indian Railway Finance Corporation Ltd. Latest Shareholding Pattern
Category
Sep 2024 (%)
Promoters
86.36%
FIIs
1.09%
DIIs
1.08%
Public
11.48%
No. of Shareholders
55,00,054
Should I Buy Irfc Share?
IRFC shares have the potential to provide future growth backed by its strong association with the government and its contribution to funding Indian Railways. A steady flow of dividends and profit payments can provide an ongoing income stream. Although its debt-to-income ratios could pose a risk, its stability in cash flow and its focus on infrastructure makes it a safe investment.
Indian Railway Finance Corp Ltd (Irfc) Earning Results
Particulars
Sep 2024
Jun 2024
Mar 2024
Sep 2023
Jun 2023
Mar 2023
Mar 2022
Mar 2021
Sales (₹ Cr)
6,236.49
6,218.10
6,473.56
6,236.49
6,218.10
6,473.56
6,218.10
6,236.49
Expenses (₹ Cr)
5,154.91
5,154.91
5,248.74
5,154.91
5,154.91
5,248.74
5,087.00
4,662.00
Operating Profit (₹ Cr)
1,081.58
1,063.19
1,224.82
1,081.58
1,063.19
1,224.82
1,131.10
1,574.49
OPM (%)
17.3%
17.1%
18.9%
17.3%
17.1%
18.9%
18.2%
25.3%
Other Income (₹ Cr)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest (₹ Cr)
3,491.00
3,491.00
3,157.00
3,491.00
3,491.00
3,157.00
3,491.00
3,157.00
Depreciation (₹ Cr)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax (₹ Cr)
1,576.83
1,576.83
1,576.83
1,576.83
1,576.83
1,576.83
1,544.58
1,612.65
Tax Rate (%)
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Net Profit (₹ Cr)
1,576.83
1,576.83
1,576.83
1,576.83
1,576.83
1,576.83
1,544.58
1,612.65
Earnings Per Share (₹)
1.02
1.02
1.02
1.02
1.02
1.02
1.25
1.32
Indian Railway Finance Corporation Ltd. (IRFC) has demonstrated steady performance over the last few periods. It reported steady sales of between Rs6,200 and Rs7,500 Cr. Operating profits (OPM) between 17 17% to 19 percent. In addition, interest expenses are a substantial expense. However, the business can maintain its profitability and has a net profit of Rs1 577 Cr. and earnings per share (EPS) of Rs1.02. Despite minor changes regarding tax rates and expenditures, IRFC remains a solid investment with a healthy profit margin and steady expansion.
Expert Prediction On the Future Of Indian Railway Finance Corp Ltd.
The latest forecasts from experts regarding Indian Railway Finance Corporation Ltd. (IRFC) predict an increase in growth over the long period. With a substantial market capitalization of 1,96,485 Cr. and a regular annual dividend of 1 percent, the financial stability of the IRFC remains solid. Its compounded profit increase over 10 years and a whopping 87% CAGR increase in the stock’s price over three years are evidence of its growth potential. Even with a debt-to-equity ratio of 7.83, the company’s positive net income of Rs. 6,506 Cr. and its emphasis on railway infrastructure funding remain the primary growth factors.
Is Irfc Stock to Good Buy? (Bull vs. Bear Case)
Bullish Case:
A strong market cap of Rs 1,96,485 Cr. with a consistent potential for growth.
25 percent compounded growth in profit over the past decade.
The price of stocks is rising at an alarming rate (87 percent CAGR in 3 years).
A healthy net profit of Rs. 6,506 Cr. and a stable dividend yield of 1 percent.
Concentrate on funding critical railroad infrastructure projects to guarantee constant demand.
The promoter’s holding is 86.4 percent. This gives confidence in the stability of management.
Bearish Case:
The ratio of debt to equity is 7.83, which indicates significant reliance on credit.
Stock prices fluctuate because of market circumstances.
The ratio of P/E was 30.2. This ratio could be too expensive for some investors.
The challenges facing the market in financing and liquidity could impact the profitability.
Conclusion
In Conclusion, The IRFC price targets for shares offer an opportunity for growth in the future that could reach between Rs140 and Rs226 by 2025, Rs150-275 by 2026, and Rs600 to 900 by 2030 and in 2040. It could even be in the range of Rs3000-R4000 before 2050. Even with its debt levels, the company’s strong market capitalization, steady profit growth, and a focus on infrastructure projects provide a solid opportunity for investors. However, prudent investors must carefully monitor the level of debt and the market’s dynamics.
FAQs
Analysts predict an IRFC share target of over 15% upside for 2025, with growth continuing into 2026
Positive long-term outlooks for IRFC are supported by its strong government ties, steady financing pipeline, and fintech innovations.
Yes, IRFC stock offers relative stability due to its government backing and consistent cash flow visibility.
The price of IRFC’s shares will likely rise because of its financial growth, its strategic role in the railway infrastructure and the high market demand.
I specialize in stock price predictions and analysis on Share Price Target, offering accurate share price targets for upcoming years. My goal is to provide investors with valuable insights and forecasts to help them make informed decisions in the share market.
Very good analysis
Very nice analysis about IRFC share. Amazing target and analysis. Keep it up.
Thanx