Irfc Share Price Target 2025, 2030, 2040, 2050

The Indian Railway Finance Corporation (IRFC) forms an integral part of the Indian financial system, particularly assisting in expanding Indian Railways. Forecasting future share price forecasts for IRFC is crucial as it enables investors to strategize accordingly regarding their portfolios. This time around, we chronologically look into the IRFC share price target for 2025 to 2050 and mention experts’ opinions, trends, and other factors likely to affect its price.

What Is Indian Railway Finance Corp Ltd (Irfc)?

The Indian Railway Finance Corporation (IRFC) is a public sector company and a specially-designed finance arm that is part of Indian Railways. It was established in 1986. The primary function is to raise money to finance rail infrastructure projects, rolling stock acquisitions, and other rail-related requirements.

Its financing model for IRFC is vital in expanding and modernizing India’s rail network. By providing long-term finance at competitive rates, IRFC ensures that it is inevitable that Indian Railways will have the resources to reach its strategic objectives.

Being a state-owned entity, IRFC offers a safe and secure investment opportunity. Shares of the corporation have drawn interest from retail and institutional investors alike because of its mission’s steady growth and significance.

Company Overview

Attribute	Details
Company Name	Indian Railway Finance Corporation Ltd (IRFC)
Founded	1986
Industry	Finance – Infrastructure Lending
Classification	Mini Ratna I, Schedule ‘A’ Public Sector Enterprise
Regulatory Status	Systemically Important Non-Deposit Taking NBFC & Infrastructure Finance Company
Promoter Holding	86.36%
Listing Date	January 2021

Fundamental Data Table

Metric	Value
Market Capitalization	₹1,96,485 Cr
Current Price	₹150
High / Low	₹229 / ₹99.6
Stock P/E	30.2
Book Value	₹39.4
Dividend Yield	1.00%
Return on Capital Employed (ROCE)	5.73%
Return on Equity (ROE)	13.7%
Face Value	₹10.0
Industry P/E	30.2
Net Cash Flow (Previous Year)	₹56.2 Cr
Profit Before Tax (Quarterly)	₹1,613 Cr
Earnings Per Share (EPS)	₹4.98
Promoter Holding	86.36%
PEG Ratio	1.30
Net Profit (TTM)	₹6,506 Cr
Debt	₹4,03,111 Cr
Dividend Last Year	₹1,960 Cr
Current Liabilities	₹36,164 Cr
Current Assets	₹4,78,336 Cr
Debt-to-Equity	7.83
Price-to-Book Value	3.82
Graham Number	₹66.4

Key Financial Metric

Metric	Value
Sales (TTM)	₹26,875 Cr
Operating Profit (TTM)	₹26,735 Cr
Net Profit (TTM)	₹6,506 Cr
Earnings Per Share (EPS)	₹4.98
Compounded Sales Growth (5 Years)	19%
Compounded Profit Growth (5 Years)	23%
Stock Price CAGR (5 Years)	87%
Return on Equity (ROE) – 5 Years	14%
Debt	₹4,03,111 Cr
Cash from Operating Activity (TTM)	₹7,914 Cr
Dividend Payout	₹1,960 Cr
Promoter Shareholding	86.36%

Peer Comparisons

Company	P/E Ratio	Market Cap (₹ Cr)	ROE (%)	Dividend Yield (%)	Revenue (₹ Cr)	Net Profit (₹ Cr)
IRFC	30.2	1,96,485	13.7	1.00	26,875	6,506
Power Finance Corp.	6.98	1,47,943	16.2	3.01	25,721	7,215
REC Ltd	8.94	1,33,122	15.9	3.16	13,682	4,037
Indian Renewable Energy Development Agency (IREDA)	41.27	59,604	9.30	0.00	1,630	388
IFCI	111.87	16,212	10.24	0.00	617	185
Tourism Finance Corp.	15.48	1,532	10.49	1.51	65	26

Irfc Share Price History

Period	Share Price (INR)
Before 1 Year	₹150.35
Before 6 Months	₹229.00
Before 5 Years	–
All-Time Max	₹229.00

Irfc Share Price Today

The Indian Railway Finance Corporation (IRFC) price of shares reflects its significant role in financing Indian Railways. Investors monitor the company closely to ensure its stability and growth prospects. The IRFC’s steady performance and the government’s backing make it a solid alternative for anyone looking to make a secure and dependable investment within the rail industry.
Check live IRFC share price here:

Irfc Share Price Target Tomorrow

The IRFC share price to be set for tomorrow depends on market trends, investors’ market sentiment, and other economic aspects. Due to its robust fundamentals and public support, IRFC remains a key investment to watch. Investors need to keep an eye on developments in the rail industry, news about infrastructure upgrades, and trade volumes to determine the potential for changes in the price.

DAY	Minimum Target (₹)	Maximum Target (₹)
Tomorrow	+4.15	+15.75

IRFC Indicator Based Technical Analysis

NOTE!
Signals may differ across timeframes. If you’re planning to purchase IRFC and keep it for more than one week, it’s suggested that you choose signals from weekly and daily timeframes. For trading in the short term, signals that range from 5 minutes to 1-hour timeframes are better appropriate.

Irfc Share Price Target 2025

In 2025, the IRFC share price 2025 could fluctuate between Rs140 to Rs226 because of various factors. Since it is a state-owned entity, the IRFC’s stability and participation in financing Indian Railways projects contribute to its stable success. In addition, variables like economic trends, government policy decisions, and infrastructure investments influence the price of its shares. With a steady increase in its earnings and a high dividend, the stock of IRFC remains a desirable option for those who want to save over time.

Year	Minimum Target (₹)	Maximum Target (₹)	Remarks
2025	140	226	Stable growth driven by infrastructure projects and government support.

Month	Minimum Target (₹)	Maximum Target (₹)	Remarks
January	140	176	Market stabilization, gradual rise.
February	142	179	Slight improvement as sentiment recovers.
March	145	182	Positive outlook from railway projects.
April	139	189	Possible dip due to market conditions.
May	146	194	Growth from stable financials.
June	154	195	Gains from ongoing projects.
July	157	197	Market adjusts to new rail sector plans.
August	142	203	Price surge from new government projects.
September	147	207	Steady growth, minor fluctuations.
October	158	212	Growth driven by infrastructure focus.
November	164	217	Price rises as optimism builds.
December	168	220	Year-end gains as projects progress.

Irfc Share Price Target 2026

The share price for IRFC by 2026 is anticipated to be between Rs150 and around Rs275 because of the substantial expansion of India’s rail infrastructure projects, supported by constant public support and investments. Its emphasis on growing the leasing and lending operations allows it to be a stable company for the long term and profit. When the demand for rail transportation rises, and new developments exist, IRFC’s sturdy financial position and strategic efforts provide a solid choice for investors seeking steady growth for the coming year.

Year	Minimum Target (₹)	Maximum Target (₹)
2026	150	275

Month	Minimum Target (₹)	Maximum Target (₹)
January	150	190
February	152	195
March	155	200
April	150	210
May	157	215
June	165	220
July	168	225
August	155	230
September	160	235
October	170	245
November	178	260
December	185	275

IRFC Share Price Target 2030

In 2030, IRFC is poised for significant growth due to the growing infrastructure for rail in India and government-backed initiatives. In the ongoing modernization of the railway network and increasing expenditures in passenger and freight services, IRFC’s financials will likely improve. When India’s rail system expands and becomes more efficient, the role of IRFC becomes increasingly essential, pushing its share price to between Rs600 and Rs900. This steady increase indicates IRFC’s future potential within India’s changing transportation landscape.

Year	Minimum Target (₹)	Maximum Target (₹)
2030	600	900

Month	Minimum Price (₹)	Maximum Price (₹)
January	600	630
February	610	640
March	620	650
April	630	670
May	640	690
June	650	710
July	660	730
August	670	750
September	680	770
October	690	790
November	700	810
December	710	900

IRFC Share Price Target 2040

In 2040, the growth of IRFC will be considerably influenced by the ongoing development of infrastructure in India and the expansion of railway networks. Through ongoing government initiatives like Dedicated Freight Corridors and increasing urbanization rates, IRFC will be crucial in financing rail projects. The company is investing in a long-term contract, and its robust portfolio of assets and value is likely to increase between Rs1500 and Rs2000. The IRFC’s role is crucial in shaping India’s transport infrastructure in the coming decade.

Year	Minimum Target (₹)	Maximum Target (₹)
2040	1500	2000

Month	Minimum Target (₹)	Maximum Target (₹)
January	1500	1570
February	1520	1600
March	1550	1620
April	1570	1650
May	1600	1680
June	1620	1700
July	1650	1730
August	1670	1750
September	1700	1780
October	1730	1800
November	1750	1850
December	1800	2000

IRFC Share Price Target 2050

In the year 2050, IRFC will experience significant growth caused by the changing needs of India’s infrastructure and transportation demands. Its focus on funding major railway projects of a large scale, along with its role in modernizing the railway network, can boost its financial viability. The rapid expansion of high-speed trains and urban rail infrastructure will be crucial in supporting these projects. This means that its stock price could rise to the range of Rs3000-4000, indicating an entire decade of continuous growth and strategic investments into India’s future railway.

Year	Minimum Target (₹)	Maximum Target (₹)
2050	3000	4000

Month	Minimum Target (₹)	Maximum Target (₹)
January	3000	3150
February	3050	3200
March	3100	3250
April	3150	3300
May	3200	3350
June	3250	3400
July	3300	3450
August	3350	3500
September	3400	3550
October	3450	3600
November	3500	3750
December	3550	4000

Irfc Share Price forecast

Year	Minimum Target (₹)	Maximum Target (₹)
2025	140	226
2026	150	275
2030	600	900
2040	1500	2000
2050	3000	4000

Future share price expectations for IRFC indicate a significant growth in infrastructure in India, especially railways. In addition to increasing government investments, the IRFC’s role in financing rail projects will make it successful over the long term. The IRFC’s revenue by 2025 is anticipated to range between Rs140 and Rs226, which will be a significant growth opportunity over the next few decades.

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Indian Railway Finance Corporation Ltd. Latest Shareholding Pattern

Category	Sep 2024 (%)
Promoters	86.36%
FIIs	1.09%
DIIs	1.08%
Public	11.48%
No. of Shareholders	55,00,054

Promoters’ stakes remained at 86.36 percent during the September 20, 2024 quarter. The FII/FPI’s holdings fell a little from 1.11 percent to 1.09 percent during the same time frame, and an increase in the number of shareholders fell from one hundred to just 172. Mutual funds also cut their holdings by 0.55 percent to 0.15 percent, and their number decreased by 20 percent. Institutional investors have generally reduced their portfolios from 2.19 percent to 2.17 percent.

Should I Buy Irfc Share?

IRFC shares have the potential to provide future growth backed by its strong association with the government and its contribution to funding Indian Railways. A steady flow of dividends and profit payments can provide an ongoing income stream. Although its debt-to-income ratios could pose a risk, its stability in cash flow and its focus on infrastructure makes it a safe investment.

Indian Railway Finance Corp Ltd (Irfc) Earning Results

Particulars	Sep 2024	Jun 2024	Mar 2024	Sep 2023	Jun 2023	Mar 2023	Mar 2022	Mar 2021
Sales (₹ Cr)	6,236.49	6,218.10	6,473.56	6,236.49	6,218.10	6,473.56	6,218.10	6,236.49
Expenses (₹ Cr)	5,154.91	5,154.91	5,248.74	5,154.91	5,154.91	5,248.74	5,087.00	4,662.00
Operating Profit (₹ Cr)	1,081.58	1,063.19	1,224.82	1,081.58	1,063.19	1,224.82	1,131.10	1,574.49
OPM (%)	17.3%	17.1%	18.9%	17.3%	17.1%	18.9%	18.2%	25.3%
Other Income (₹ Cr)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest (₹ Cr)	3,491.00	3,491.00	3,157.00	3,491.00	3,491.00	3,157.00	3,491.00	3,157.00
Depreciation (₹ Cr)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax (₹ Cr)	1,576.83	1,576.83	1,576.83	1,576.83	1,576.83	1,576.83	1,544.58	1,612.65
Tax Rate (%)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Profit (₹ Cr)	1,576.83	1,576.83	1,576.83	1,576.83	1,576.83	1,576.83	1,544.58	1,612.65
Earnings Per Share (₹)	1.02	1.02	1.02	1.02	1.02	1.02	1.25	1.32

Indian Railway Finance Corporation Ltd. (IRFC) has demonstrated steady performance over the last few periods. It reported steady sales of between Rs6,200 and Rs7,500 Cr. Operating profits (OPM) between 17 17% to 19 percent. In addition, interest expenses are a substantial expense. However, the business can maintain its profitability and has a net profit of Rs1 577 Cr. and earnings per share (EPS) of Rs1.02. Despite minor changes regarding tax rates and expenditures, IRFC remains a solid investment with a healthy profit margin and steady expansion.

Expert Prediction On the Future Of Indian Railway Finance Corp Ltd.

The latest forecasts from experts regarding Indian Railway Finance Corporation Ltd. (IRFC) predict an increase in growth over the long period. With a substantial market capitalization of 1,96,485 Cr. and a regular annual dividend of 1 percent, the financial stability of the IRFC remains solid. Its compounded profit increase over 10 years and a whopping 87% CAGR increase in the stock’s price over three years are evidence of its growth potential. Even with a debt-to-equity ratio of 7.83, the company’s positive net income of Rs. 6,506 Cr. and its emphasis on railway infrastructure funding remain the primary growth factors.

Is Irfc Stock to Good Buy? (Bull vs. Bear Case)

Bullish Case:

• A strong market cap of Rs 1,96,485 Cr. with a consistent potential for growth.
• 25 percent compounded growth in profit over the past decade.
• The price of stocks is rising at an alarming rate (87 percent CAGR in 3 years).
• A healthy net profit of Rs. 6,506 Cr. and a stable dividend yield of 1 percent.
• Concentrate on funding critical railroad infrastructure projects to guarantee constant demand.
• The promoter’s holding is 86.4 percent. This gives confidence in the stability of management.

Bearish Case:

• The ratio of debt to equity is 7.83, which indicates significant reliance on credit.
• Stock prices fluctuate because of market circumstances.
• The ratio of P/E was 30.2. This ratio could be too expensive for some investors.
• The challenges facing the market in financing and liquidity could impact the profitability.

Conclusion

In Conclusion, The IRFC price targets for shares offer an opportunity for growth in the future that could reach between Rs140 and Rs226 by 2025, Rs150-275 by 2026, and Rs600 to 900 by 2030 and in 2040. It could even be in the range of Rs3000-R4000 before 2050. Even with its debt levels, the company’s strong market capitalization, steady profit growth, and a focus on infrastructure projects provide a solid opportunity for investors. However, prudent investors must carefully monitor the level of debt and the market’s dynamics.

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