Paytm Share Price Target 2025, 2030, 2040, 2050
Paytm, which operates through One 97 Communications Ltd, has revolutionized digital payment in India. Being a significant participant in the fintech market, its performance in the stock market has drawn enormous attention from investors. With projected growth for 2025, 2030, 2040, and 2050, knowing Paytm’s future potential is vital to those following its development within the financial market.
The blog is going to address it’s Paytm share price target for the next 25 years from today (2025 – 2050).
What is One 97 Communications Ltd NSE: PAYTM?
One 97 Communications Ltd, the parent firm of Paytm, is a top electronic payments and financial services platform within India. It was founded in 2010 with the help of Vijay Shekhar Sharma. Paytm provides various products, such as electronic commerce, mobile payments, insurance, and wealth management. It is listed on the NSE and the BSE, and Paytm has become associated with digital wallets in India. The company’s November 20, 2021, IPO was among the most anticipated events in Indian historical stock markets. However, it was challenging after listing because of valuation issues.
The firm has various tasks, which include the areas of shopping, payments cloud services, shopping. Its main services include assistance with payments, offering money to merchants and customers in managing wealth, as well as various other services for business.
The Paytm application, users are able to make payments online using online banking, a wallet, as well as Paytm postpaid (a buy now pay later option). It is possible to pay to recharge your mobile, pay rent, utility bills educational expenses, as well as topping up your wallet. You can also transfer funds to friends and family members easily.
Key Highlights
| Key Information | Details |
|---|---|
| Established | 2000 |
| Headquarters | Noida, Uttar Pradesh, India |
| Industry | Technology |
| Market Presence | India |
| Core Products | Paytm, Paytm Payments Bank, Paytm Money, Paytm Insurance, Paytm First Games |
Fundamental Data Table
| Indicator | Mar 2024 (₹ Cr.) | Mar 2023 (₹ Cr.) |
|---|---|---|
| Total Assets | 17,139.10 | 17,965.80 |
| Total Shareholders’ Funds | 13,326.60 | 13,015.60 |
| Fixed Assets | 1,177.00 | 1,124.80 |
| Total Current Assets | 12,163.70 | 13,989.10 |
| Book Value Per Share (₹) | 208.22 | 203.86 |
| ROE (%) | -10.63 | -9.7 |
| ROCE (%) | -9.7 | -10.6 |
| EBDIT Margin (%) | -19.84 | -9.73 |
| Net Profit (₹ Cr.) | -6,801 | -14,170 |
| Cash from Operating Activity (₹ Cr.) | -9,382 | -1,709 |
Key Financial Metric
| Metric | Value |
|---|---|
| Market Capitalization | ₹ 64,647 Cr. |
| Current Price | ₹ 1,014 |
| 52 Week High/Low | ₹ 1,063 / ₹ 310 |
| Book Value per Share | ₹ 228 |
| Price to Book Ratio | 4.45 |
| Stock P/E | Negative |
| EPS (Earnings per Share) | ₹ -10.7 |
| Industry P/E | 34.0 |
| Dividend Yield (%) | 0.00 % |
| Face Value | ₹ 1.00 |
| Promoter Holding | 0.00 % |
| ROCE (Return on Capital Employed) | -8.50 % |
| ROE (Return on Equity) | -9.07 % |
| Debt to Equity Ratio | 0.01 |
| Free Float | High (No promoter holding) |
| Net Cash Flow (Previous Year) | ₹ 1,931 Cr. |
| Profit Before Tax (Quarter) | ₹ 939 Cr. |
| Net Profit | ₹ -682 Cr. |
| Current Assets | ₹ 12,526 Cr. |
| Current Liabilities | ₹ 3,383 Cr. |
| Debt | ₹ 166 Cr. |
| Piotroski Score | 6.00 |
Peer Comparisons
| Company | Market Cap (₹ Cr.) | PE Ratio | Dividend Yield (%) | EPS (₹) | 52W High/Low (₹) |
|---|---|---|---|---|---|
| Zomato Ltd | 260,146 | 322.09 | 0 | 0.81 | 304.7 / 120.6 |
| Swiggy Ltd | 1,27,166 | 240.18 | 0.25 | 36.09 | 617 / 391 |
| Info Edge (India) Ltd | 1,12,317 | 243.08 | 0.25 | 36.09 | 8,947.45 / 4,862.20 |
| One 97 Communications | 63,770 | 0 | 0 | -10.67 | 1,062.95 / 310 |
| Indiamart Intermesh | 1,33,908 | 31.07 | 0.9 | 72.44 | 3,198.4 / 2,230 |
| Mobikwik Systems | 5119 | 347 | 0.0 | 2.46 | 698 / 439 |
| Period | Share Price (INR) |
|---|---|
| Before 1 Year | ₹1,288.35 |
| Before 6 Months | ₹651.85 |
| Before 5 Years | – |
| All-Time Max | ₹1,955.00 |
The price of Paytm’s stock (One Communication Limited) is an essential measure of the company’s performance in the marketplace. It changes daily because of different factors like changes in the market, investor sentiment, and macroeconomic trends. Below, you’ll see the real-time, live value of shares for Paytm, which is directly sourced by TradingView.
Predicting the price of Paytm’s shares in the coming days requires the analysis of technical indicators, recent trade volumes and overall markets. Though short-term projections may differ, the firm’s solid market position and various revenue streams offer the foundation to build on potential positive growth.
| Price Type | Change |
|---|---|
| Maximum Target | +₹32.14 |
| Minimum Target | -₹12.16 |
PAYTM Indicator Based Technical Analysis
NOTE!
Signals may differ across timeframes. If you’re planning to purchase PAYTM and keep it for more than one week, it’s suggested that you choose signals from weekly and daily timeframes. For trading in the short term, signals that range from 5 minutes to 1-hour timeframes are better appropriate.
In 2025, the company’s share price will reflect its growing part in the Indian fintech ecosystem. Analysts anticipate steady growth fueled by an increasing use of digital payment, a broad range of financial services, and a greater penetration into tier-2 and Tier-3 cities. However, competition from international and domestic competitors and regulatory hurdles could affect its value. The expected target for 2025 varies between Rs 878-Rs 1485, subject to market conditions and the execution.
| Year | Minimum Target (₹) | Maximum Target (₹) | Remarks |
|---|---|---|---|
| 2025 | 878 | 1485 | Growth driven by fintech expansion. |
| Month | Minimum Target (₹) | Maximum Target (₹) | Remarks |
|---|---|---|---|
| January | 913 | 1092 | Digital payments adoption. |
| February | 878 | 1103 | Market correction impact. |
| March | 893 | 1113 | User base growth. |
| April | 910 | 1125 | Lending segment expansion. |
| May | 907 | 1133 | Paytm Soundbox demand. |
| June | 924 | 1143 | Positive user engagement. |
| July | 920 | 1236 | Strong Q2 results. |
| August | 927 | 1252 | Merchant services growth. |
| September | 941 | 1255 | MSME loan disbursement. |
| October | 945 | 1358 | Strategic partnerships. |
| November | 953 | 1365 | Revenue growth momentum. |
| December | 961 | 1485 | Strong year-end performance. |
In 2026, the Share value is predicted to grow by growth as it consolidates its presence in digital payments and financial services. Improved customer engagement, product diversification, and partnerships could spur growth. Analysts predict the share price to be between Rs1,550 and Rs2,200, subject to sustained revenue growth, improved profitability, and favourable market conditions amid rising competition and increased regulatory examination.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2026 | 1550 | 2200 |
| Month | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| January | 1570 | 2100 |
| February | 1590 | 2120 |
| March | 1605 | 2130 |
| April | 1620 | 2150 |
| May | 1635 | 2160 |
| June | 1680 | 2190 |
| July | 1675 | 2180 |
| August | 1685 | 2200 |
| September | 1690 | 2200 |
| October | 1710 | 2210 |
| November | 1720 | 2220 |
| December | 1730 | 2230 |
In the next few years, Paytm’s share price will reflect its progress as a significant market player within the fintech and digital payment market. With India’s digital economy expected to grow significantly, Paytm could capitalize on increasing technological innovation, financial inclusion, and international market ventures. Analysts predict the share cost to be between Rs 2,350 and Rs 2,750, subject to a steady increase in revenue and its profitability and capability to beat its competitors in a constantly evolving market.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2030 | 2350 | 2750 |
| Month | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| January | 2350 | 2537 |
| February | 2423 | 2548 |
| March | 2438 | 2558 |
| April | 2355 | 2570 |
| May | 2352 | 2578 |
| June | 2469 | 2688 |
| July | 2465 | 2681 |
| August | 2472 | 2697 |
| September | 2486 | 2700 |
| October | 2590 | 2703 |
| November | 2598 | 2710 |
| December | 2606 | 2750 |
In 2040, the company’s price will reflect its leadership position in the global fintech market due to the international expansion of AI, blockchain and blockchain technology, digital banking, and wealth management. With the development of India’s digital economy and the increasing inclusion of financial services, Paytm could see substantial growth. Analysts predict that the value could be anywhere between Rs 4,500 to Rs 7,000 depending on its steady growth, profitability, and capacity to adjust to market and technological developments.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2040 | 4500 | 7000 |
| Month | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| January | 4550 | 6950 |
| February | 4600 | 6980 |
| March | 4650 | 7000 |
| April | 4670 | 7020 |
| May | 4700 | 7050 |
| June | 4750 | 7100 |
| July | 4740 | 7080 |
| August | 4770 | 7120 |
| September | 4800 | 7130 |
| October | 4850 | 7150 |
| November | 4880 | 7160 |
| December | 4900 | 7200 |
In 2050, Paytm’s share price will reflect its growth to become a worldwide fintech giant powered by the latest AI and blockchain, along with seamless and digital banking. With the widespread adoption of financial inclusion, global market dominance and the expansion into new technologies such as digital currency and decentralized finance, Paytm will likely become a major participant in the financial market. Analysts believe the share price will be between Rs 6,000 and Rs 8,000, depending on the company’s continued profitability and capability to navigate global regulatory and economic shifts.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2050 | 6000 | 8000 |
| Month | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| January | 6050 | 7950 |
| February | 6100 | 7980 |
| March | 6150 | 8000 |
| April | 6200 | 8030 |
| May | 6250 | 8060 |
| June | 6300 | 8100 |
| July | 6290 | 8080 |
| August | 6320 | 8120 |
| September | 6350 | 8130 |
| October | 6400 | 8150 |
| November | 6430 | 8160 |
| December | 6450 | 8200 |
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 878 | 1485 |
| 2026 | 1550 | 2200 |
| 2030 | 2350 | 2537 |
| 2040 | 4500 | 7000 |
| 2050 | 6000 | 8000 |
| Category | % Shareholding |
|---|---|
| Foreign Institutional Investors (FII) | 55.53% |
| Domestic Institutional Investors (DII) | 8.49% |
| Public Shareholding | 35.98% |
| Total | 100% |
- In the quarter ending September 20, 2024, FPI/FII cut its participation stake in the company from 58.25 per cent to 55.53 per cent.
- In the third quarter ending in September 2024, the number of investors in FII/FPI increased to 318 compared to the previous 305.
- In the same quarter, mutual funds grew in value; the share increased from 6.80% to 7.86 per cent.
- In the MF Sep 2024 Qtr. 20 schemes were available, an increase over the earlier offer of 18.
- The same can be seen at the institution level, and the share decreased by a slight margin from 65.40 per cent to 64.01 per cent.
Should I Buy Paytm Stock?
- The leader in India’s fintech and digital transactions has excellent future potential.
- Profit from India’s expanding digital economy.
- Expanding into digital financial services, such as wealth management and insurance.
- There is a lot of competition in the fintech sector.
- Regulations changes could affect growth.
- It isn’t easy to achieve consistent profits.
- If you are convinced of the digital economy of India and Paytm’s capacity to invent this technology, it could be a worthwhile investment.
- Consider other options if you’re looking for quick returns or are averse to risk.
One 97 Communications Ltd NSE: PAYTM Ltd Earnings Results
One97 Communications Limited (Paytm), India’s most renowned digital ecosystem, posted earnings before tax for the quarter of Rs939 crore but suffered an unrealized loss of Rs682 crore. Revenues grew to Rs.2,850 Cr, and the company’s EPS was raised to Rs14.58. The liquidity is still strong at an amount of Rs12,526 in its current assets despite challenges with profitability.
| Period Ended | Assets (₹ Cr.) | Revenue (₹ Cr.) | Profit After Tax (₹ Cr.) | Net Worth (₹ Cr.) | Reserves & Surplus (₹ Cr.) | Total Borrowing (₹ Cr.) |
|---|---|---|---|---|---|---|
| 30th Sep 2024 | 18,205 | 1,660 | 930 | 13,263 | 14,468 | 166 |
| 31st Mar 2024 | 17,139 | 1,502 | -550 | 13,263 | 13,263 | 177 |
| 31st Mar 2023 | 17,966 | 2,850 | -222 | 12,952 | 12,952 | 223 |
| 31st Mar 2022 | 17,991 | 2,267 | -292 | 12,526 | 14,087 | 222 |
Expert Forecasts on the Future of One 97 Communications Ltd NSE: PAYTM Ltd.
Analysts predict an impressive growth rate in One 97 Communications Ltd (Paytm) and expect annual growth in earnings of 57.9 percent and profitability within three years. Analysts’ price expectations vary from Rs325-Rs1,320. Despite revenue growth, issues are posed by low ROE as well as PE. Strategic investments fuel optimism in India’s growing digital payment industry.
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Is Paytm Stock to Good Buy? (Bull case & Bear Case)
Bullish Case:
- Paytm is the dominant participant in India’s online payments ecosystem, with the needs of 333 million people and 21 million retailers.
- Revenues for the quarter topped 2,850 Cr during September of 2024. This indicates an impressive revenue growth.
- Analysts expect profitability to be realized within three years. This is based on the expectation of annual growth of 57.9 percent.
- The company has an amount of Rs12,526 Cr in assets at present, and the ratio of debt-to-equity is 0.01, which indicates minimal financial leverage.
- The expanding market for fintech in India presents substantial potential for growth and opportunities for Paytm.
- Innovations such as Paytm Soundbox enhance its competitive edge.
Bearish Case:
- The company faces ongoing losses, accompanied by an ROE of -9.07 percent and an EPS of Rs-10.7.
- The excessive Price-to-Book ratio of 4.45 has raised concerns about the market’s overvaluation.
- The absence of dividends makes it less appealing for investors looking to earn income.
- The intense concurrence with PhonePe, Google Pay, and others could affect market share.
- Analysts’ price targets vary from Rs325 up to Rs1,320, indicating the uncertainties.
- The impact of macroeconomic conditions or slower rural adoption of digital payment systems could limit growth.
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Conclusion
Paytm, a leading player in India’s digital payment market, has a significant growth opportunity due to its growing revenue, solid liquidity, and low debt. Analysts expect profitability in three years, fueled by the 57.9 percent annual growth in earnings forecast and potential in the rapidly growing fintech industry. Innovative products like Paytm Soundbox strengthen its competitive advantage.
However, there are still challenges, including continuing losses and negative ROE, as well as concerns over the value of the stock and fierce competition from companies such as PhonePe or Google Pay. Without dividends and with undetermined price targets, this stock is suitable for risk-averse, growth-oriented investors. Cautious investors should weigh the risks and benefits carefully before investing in Paytm.
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